Mortgage Milestones - 15 SIMPLE Steps!

  1. Purchase and sale received

  2. Buyer disclosures sent

  3. Appraisal ordered

  4. Processing review complete

  5. Initial underwriting review complete

  6. Underwriting conditions received from borrower(s)

  7. Appraisal report received

  8. Final loan approval received by underwriting

  9. Closing Disclosure (CD) sent to borrower(s)

  10. File submitted to Umpqua closing team

  11. Loan docs sent to escrow

  12. Buyer signing appt scheduled

  13. Loan documents signed at escrow

  14. Target funding date

  15. Loan is funded! Wohoo!